Access Australia's Best Lenders
We've done the hard work of building relationships with banks, fintechs, and specialist lenders so you don't have to. One application, multiple options.
Why We Work With Multiple Lenders
Every business is different. Banks have strict criteria that don't work for everyone. Our panel of specialist lenders means we can match your business with the right lender — whether you're a startup, have complex financials, or need fast funding.
Better Approval Rates
Different lenders have different criteria. If one says no, another might say yes.
Competitive Rates
We compare rates across our panel to find you the best deal for your situation.
Specialist Options
From invoice finance to equipment loans, we have specialist lenders for every need.
Featured Lending Partners
Here are some of the leading lenders on our panel. We'll match you with the best fit for your business.
Australia's #1 Online Small Business Lender
Prospa is Australia's leading online lender for small business, offering fast approval and competitive rates for established businesses.
Smart Business Finance
Lumi uses advanced technology to assess applications quickly and fairly, with tiered pricing that rewards strong businesses with better rates.
Lightning-Fast Business Loans
OnDeck is a global leader in online business lending, known for their Lightning Loans that can be funded in as little as 2 hours.
Transparent Business Finance
Moula is known for transparent, straightforward pricing with no hidden fees. They use the SMART Box comparison tool so you know exactly what you're paying.
Working Capital Specialists
Banjo has been helping Australian SMEs since 2015, taking a holistic approach to business lending that looks beyond just collateral.
Business Finance That Works
Shift (formerly GetCapital) is an award-winning fintech lender offering term loans and overdrafts for established Australian businesses.
Australia's Largest Non-Bank Business Lender
ScotPac is Australia's largest non-bank lender, offering a comprehensive range of business finance solutions including the only progress claim finance for construction.
Australia's Most Flexible Invoice Finance
Earlypay is an ASX-listed specialist in invoice finance, helping businesses unlock cash tied up in unpaid invoices with maximum flexibility.
Multi-Product Business Finance
Moneytech has been serving Australian SMEs for over 20 years with a comprehensive suite of products including loans, lines of credit, and trade finance.
Better Rates for Property Owners
Dynamoney offers business loans and overdrafts with special pricing for property-owning directors, plus a unique Mastercard-linked overdraft facility.
Australia's Most Open-Minded Lender
Bizcap specialises in helping businesses that have been declined elsewhere, offering fast funding with a flexible approach to credit assessment.
Second Chance Business Lender
Finance One has been helping Australian businesses since 2010, specialising in smaller loans for businesses that need a second chance.
Insurance-Wrapped Receivables Finance
TP24 offers a unique CreditLine product where your receivables are insured by Euler Hermes (Allianz), resulting in lower rates and protected credit.
Banks vs Non-Bank Lenders
Traditional Banks
- •Often require property security
- •Longer approval process (weeks)
- •Strict credit requirements
- •Best for established, profitable businesses
- •Lower rates if you qualify
Non-Bank Lenders
- Often unsecured — no property needed
- Fast approval (same day possible)
- More flexible credit assessment
- Great for growing or newer businesses
- Slightly higher rates, but more accessible
Most of our lending partners are non-bank lenders — perfect for businesses that need speed and flexibility.
Let Us Find Your Perfect Lender
One simple application. We'll match you with the best options from our panel.
or call us on 0412 759 847